Which of the following terms is used to refer to horses with body spots?

The term "Paint" specifically refers to a breed of horse characterized by its distinctive coat patterns that include large patches of white and another color, often complemented by a variety of color combinations. "Pinto" is often used more broadly to describe any horse with a coat pattern of white and another color, regardless of breed. "Skewbald" denotes a specific type of pinto horse that has white and brown (or another non-black) patches. Together, these terms encompass a variety of horse coat patterns with distinctive body spots, making this option the most relevant and accurate in describing horses with spotting on their bodies.

The other options include terms that either do not pertain specifically to spotting in horses or describe different patterns or characteristics, which is why they do not fit as well in this context.